The epay division of Euronet Worldwide, is the largest electronic paymentsprocessor of
prepaid mobile airtime around the world - providing services in the UK, Australia, Ireland,
New Zealand, Germany, Poland, Romania, Spain, Italy, Greece and North America.

Founded in 1999, epay focuses on the top-up or recharge market for
processing electronic purchases of prepaid mobile airtime and transaction
processing for other prepayment services.

The epay division currently support top-up purchases at approximately 563,000
POS terminals across approximately 276,000 retailer locations in 29 countries.
Additionally, epay's new sister subsidiary, RIA Envia, Inc. (RIA), provides patented,
fast and secure electronic consumer money transfer and bill payment services.

epay offers a choice of top-up technology at the point of sale — from
dedicated terminals to EPOS integration and customer operated E Kiosks.
Worldwide clients include major retailers such as ASDA, BP, Exxon Mobil (Esso),
Tesco and HMV.