epay distributes products and services over our secure electronic platform
in two forms;

E Voucher

E Vouchers are thermal receipts distributed via retailers' epay terminals and
retailers' point-of-sale retail hardware. After receiving payment from a
customer, retail staff print a thermal voucher for the customer. Printed onto
the voucher are secret redemption codes (PINs) to activate the product, along
with the product or provider's logo, any expiry dates, and the transaction
tracking information, as well the product's instructions, terms and conditions,
and customer service numbers.

PINs are generated in bulk by product suppliers, then encrypted and sent to epay.
epay receives these PINs on consignment and manages the electronic
distribution to retailers and billing once sales are made.

E Top-up

Magnetic Swipe-Card-based products provide a similar function to E Vouchers,
with the added potential for ongoing recharge, transaction and point of sale
swipe card redemption processing (rather than entering in a redemption /
PIN code). The cards are activated in real-time at the POS and hold no value
until activated through the terminal. Hence there is no risk of theft, or shrinkage.

E Top-up transactions are used to distribute a variety of applications. Some of
these applications include: mobile top-up, calling cards, prepaid cards and
money transfer. E Top-up cards can be redeemed online, over the phone
or at physical outlets.

For products that require redemption codes / PINs, the characters are printed
behind scratch panels. Some cards also feature security PIN codes,
signature panels and barcodes.

Through our distribution platforms epay can deliver your product to a diverse
customer base.